Latest Reviews and Complaints
Credit card cancellation
My credit card was cancelled on April7,2026, after years of prompt monthly payments. I was not given any notice and the only reason given was after reviewing me, I was too high risk. I have had excellent credit for over 50 years (For which I worked very hard to keep). By them cancelling my card, it has caused my credit rating to plummet. I am beyond upset and this HAS to be illegal! I need proof of the allegations against my credit. This is a major form of slander against my name and reputation. l have been in business for over 50 years and I am beyond upset!
Claimed loss: My credit is ruined. I need this fixed. It was not my fault, and this company need to be investigated.
Desired outcome: This company cancelled my card and I need to know what records they have to prove I am high risk! I need this reversed and my credit rating back as it was before dealing with them.
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2 Synchrony Credit Complaints
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Synchrony Credit’s earns a 1.0-star rating from 0 reviews and 2 complaints, showing that the majority of cardholders are dissatisfied with financial services.
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Closed account
Darin DeVries
9:01 PM (24 minutes ago)
to privacyoffice
I need Help with my Synchrony account. After having my bank account compromised (Fraudulent charges)
I was a victim of fraud last month and my checking account was hacked and over $1700.00 was stolen out of my Account.
So I contacted my (Evolve) Bank and they are working with me to get all the fraudulent charges refunded to me. They Canceled my debit card and sent me a new one. NO PROBLEM UNTIL TODAY
Here is where Synchrony comes into play
today I got an email that I missed a payment!
Account Ending In 8825 | Log In
You missed a payment. Let’s get back on track.
Hi DARIN,
A friendly reminder that your Sam's Club® Personal Credit account is past due.
Current Balance Total Minimum
Payment Due Due Date
$1250.74 $94.00 11/21/2023
NO Problem Yet! I will hop on line and make a Payment of $300 BAM! Done!
Then as soon as I made a payment I will go make sure my Auto Pay is set up for this Month's Payment.
Problem, now Synchrony won't let me add my checking account so I called Synchrony Bank and talked to a representative about my account and he said to call my Bank (Evolve Bank) he said my checking account was closed? I said NO i'm logged on and so far today I have made $4000 dollars in transactions so no it is not closed! But I was getting no place with him. He just kept telling me that it was my Evolve Banks problem and I needed to call them, So I did! I confirmed with Evolve Bank that my Account was OPEN and transactions were being made. I also told her what was happening with my Synchrony Credit Card Account being closed because I was 6 days past due and I made a payment today but my Sam's Club Synchrony account was closed, because my Evolve Bank coded it somehow (closed account). She assured me my account was open same account and routing numbers as before because the security team said the fraudulent activity was only on my debit cards and they canceled mailed new ones.
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When my Evolve Bank Checking account was hacked and I contacted the bank to stop all transactions until we can get cards reset, During this 3 day period of time when my account was on Hold My Synchrony Sam's Club payment failed, I got everything back open and went to make a payment and learned my Synchrony account was CLOSED! ?
So I am hoping by sending this email to you that you can look into this problem and resolve my account. It was not my fault my bank account was hacked and it's not my fault that my Payment did not come out of my hacked account! So I called my attorney and talked to him on the phone and he told me to write a letter and send it to all parties involved first and wait 5 business days to see what action was taken, and that something is very fishy and there would be no way I was at fault and he would help me if I need him to.
PLEASE respond to me what steps will be taken to assure that my account is OPEN and Good Standing on all 3 credit bureau agencies.
Hi Darin,
your Evolve Bank balance is
$5,397.53
Routing number Hidden routing number ending in 6768••••• 6768
Account number Hidden account number ending in 2962••••••••••••• 2962
Cash flow this month
Since Oct 1, $46,383.18 has moved into your account and $41,887.54 has moved out.
Banking services provided by Evolve Bank & Trust, Member FDIC. Money transmission services by Stripe Payments Company. Card products are issued by Celtic Bank, Member FDIC and serviced by Stripe, Inc. and its affiliate Bootstrap Servicing, Inc.
Your use of Shopify Balance is described by the Shopify Balance Terms of Service, the Shopify Balance Account Agreement, and the Shopify Balance Card Agreement.
CC.
equifax
experian
transunion
[protected]@attorneylaw.
Darin DeVries
Desired outcome: Open my account and remove any negitive marks off my credit report
Is Synchrony Credit Legit?
Synchrony Credit earns a trustworthiness rating of 91%
Highly recommended, but caution will not hurt.
Synchronycredit.com has a valid SSL certificate, which indicates that the website is secure and trustworthy. Look for the padlock icon in the browser and the "https" prefix in the URL to confirm that the website is using SSL.
Synchronycredit.com you are considering visiting, which is associated with Synchrony Credit, is very old. Longevity often suggests that a website has consistently provided valuable content, products, or services over the years and has maintained a stable user base and a sustained online presence. This could be an indication of a very positive reputation.
The domain associated with Synchrony Credit is registered with a high-end registrar, which can be an indicator of the company's commitment to maintaining a secure and reputable online presence.
Synchrony Credit website is deemed to be popular and indicating that it receives a high volume of traffic. It is important to be cautious when using a highly trafficked website, as it may be a target for cybercriminals looking to exploit vulnerabilities or steal personal information.
However ComplaintsBoard has detected that:
- We conducted a search on social media and found several negative reviews related to Synchrony Credit. These reviews may indicate issues with the company's products, services, or customer support. It is important to thoroughly research the company and its offerings before making any purchases to avoid any potential risks.
Synchrony Credit complaints: history and resolution overview
Out of all reported cases, 0 complaints (0%) have been marked as resolved, while 2 complaints (100%) remain unresolved.
Customer feedback spans multiple years and reflects a range of user experiences. A majority of complaints remain unresolved, which may be important to consider when evaluating the company.
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Checked and verified by Nick This contact information is personally checked and verified by the ComplaintsBoard representative. Learn moreApr 27, 2026
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