State Farm

My house suffered a flood on September 21, 2023 and almost 80% was affected by the flood, State Farm is neglecting to pay for the repairs of this accident, it is even neglecting to pay the rent for the temporary house, we only received the first rent and To this day we are awaiting payments for the subsequent months, which are November, December, January and February. We even have receipts for food expenses that State Farm is not reimbursing us for. We have sent all the receipts and the rent payment checks more than 4 times to various adjusters and also to my insurance agent, but they keep neglecting the facts and keep ignoring my case, I have cancer and I spent all my money paying the expenses for renting the temporary house and also for food. I need get paid urgently for all that expenses for I can come back to my cancer treatment.

https://www.youtube.com/channel/UCxIy... 🚨 MUST WATCH 🚨 🚨 MUST WATCH 🚨 🚨 MUST WATCH 🚨 😱 SHOCKING RACIAL DISCRIMINATION: African Business Owner ROBBED! 😢 💔🤬🙏 PLEASE HELP US MAKE THIS GO VIRAL! Please take a moment to watch this video and help us make it go viral! It shows the shocking racial discrimination that led to an African business owner being robbed of his entire business. I was wrongfully denied business insurance coverage, and my character was defamed throughout the community. I was falsely accused of committing a crime, and this information was publicly published. The court documents even made derogatory remarks about my attire, stating, "Client appeared to be very braggadocious, showed up at the meeting wearing a blue suit with a LOUD tie with a bunch of jewelry on," all in an effort to deny my legitimate claim. For an entire year, I patiently provided the same requested documents, only for the insurance company to prolong their decision to deny the claim. Despite having no evidence or proof against me, and despite having a spotless record with a clean criminal background check and a perfect driving record, I was treated as a criminal rather than a victim. It is important to note that I am a licensed minister registered with the state of Ohio, a certified tax preparer, and a recognized notary agent in Lucas County. To make matters worse, I was robbed not only of my business but also of my dignity. I was fingerprinted and interrogated by law enforcement who arrived at my business over an hour late, even though they were notified promptly by my alarm company. It is truly unbelievable and deserves our attention. Please share this video to spread awareness and help fight against racial discrimination. Together, we can make a difference. #ShockingDiscrimination #StandAgainstInjustice #NoMoreRacism #JusticeForAll 🙏🏾✊🏾💔✨ Please note that our channel's engagement is governed by YouTube's rules and regulations. Ensure you're contributing positively to our community. Thank you, and enjoy!🥳 Copyright Disclaimer Under Section 107 of the Copyright Act 1976, allowance is made for "fair use" for purposes such as criticism, comment, news reporting, teaching, scholarship, and research. Fair use is a use permitted by copyright statute that might otherwise be infringing. Non-profit, educational or personal use tips the balance in favor of fair use. No copyright infringement intended. You may send any expressions of love if you so choose to by visiting our GoFundMe campaign at: https://gofund.me/4910d503 To view the entire details of this case filed in Fulton County, please visit: http://pa.fultoncountyoh.com/recordSe... 1Common Pleas Court - 22CV000156 2Common Pleas Court - 22CV000180 #this byfarnotascam We appreciate every thought and every dollar helps us in our fight for our justice! #RacialInjustice #BusinessOppression #SpreadAwareness #StandAgainstDiscrimination

Ohio Bureau of Insurance formal complaint FILED ✅

Ohio Civil Rights Commission complaint FILED ✅

Washington Bureau of the National NAACP complaint FILED✅

Toledo Free News reported✅

Office of the BBB Columbus Division complaint FILED✅

U.S. Department of JUSTICE Civil Rights Division Affidavit FILED✅

Toledo 11 News interview scheduled✅

24 Action News report sent✅

Next, we will be contacting the Ohio Attorney General's office as well as the Ohio Supreme Court💥🔥💥🔥💥

This will make NATIONAL news and I will not stop until it does! SWANTON you FAILED me as a business owner, STATE FARM this has just begun! #getready #getready #getready 😂😂😂

Will you show your support and help get the word out about the injustice that was done! #share #viral #repost #thankyou

As an esteemed representative of the Buckeye State of Ohio, I fervently hope that I am afforded the same constitutional rights as a dedicated public servant in order to have my case presented before a jury. Throughout this entire ordeal, numerous rights of mine have been compromised, and it is disheartening to witness the utter neglect and mistreatment I have endured at the hands of this company. I am determined to have this matter resolved in a court of law, not only to establish my innocence but also to safeguard my professional reputation, which has been unjustly tarnished by the actions of State Farm.

Respectfully, Mr. Marquis L. Kimble

Proudly Sworn in Official of the State of Ohio

Commissioned until 01/28/2029.

P. C. Washington

Attachments

GOOD DAY SIR/MA'AM,

I am contacting you in reference to a request that was made by my son 2 months ago and most recently by myself a week ago. My son is trying to update his military clearance and his driving history, as well as my reflecting a non-moving violation on a vehicle that was once in my name but signed over to him.

My mother was the primary policy holder at that time, but she expired in January 2018. Because we are stationed in a different state, I do not have access to those records without traveling to Arkansas. However, I did reach out to her agent, Mr. Archie Sanders. Mr. Sanders had his office manager provide me with my mother's policy number and then advised me to contact your customer service representatives to retrieve the documentation needed. He advised that State Farm would have it archive but with the policy number they should be able to pull it up immediately and send us the information we need it which was coverage for 2018 through 2019 on the 2000 Ford Crown Victoria and the 2007 Saturn Ion.

I waited on hold over an hour for a representative to reach out to your claims department because they did not have the power of attorney on file that had been submitted to three of your agents in 2021 and uploaded through my son's portal. He also provided the power of attorney directly via email, and none of the POA could be found, but they were all accessible in 2021. It is something that needs to be corrected because I should not have had to wait for the representative to verify the power of attorney when it was something we put in place 2 years ago. The POA and death Certificate were sent to your claims department multiple times.

It's been over a month since he requested this documentation, and I don't have the letter, nor does he. I need the documentation that I requested immediately. I do not have to have a drafted letter. You can simply send me my mother's statements for 2018 and 2019, but in either case, we need the documentation expeditiously.

I am requesting your immediate assistance to have this matter resolved as soon as possible. It is imperative that clearance be solidified today. Moreover, I don't want this to be an issue for my clearance moving forward, either. I'm asking you to step in and rectify this issue. If we cannot get the documents, we requested a month ago today I will have to have my Military Jag Attorney step in to get this issue resolved.

Sincerely,

Pamela Washington (POA for Jalend R Washington)

End of Aug, we had hard rain resulting in sewer backup in my home,

34821 Michelle Dr., Romulus, Mi 48174 (claim 2255C229J). Your People right there, Serve Pro did 100% excellent job. Agent Curtis stated you would take care of everything, not to worry. About 1 month later I received a check in the mail for about $9800.00. I called Curtis Wolf, told him I had a check, where he told me it was mine to use as I see fit. Well I paid down some credit cards and purchased a much needed recliner for my wife. As we live on my S.S. and pension, Approx 4000.00 month, I felt real good with both Serve pro and State farm until I started getting calls from Serve

pro asking for payment. I contacted my agent, again he told me check was mine, and that claims was still working on settlement. Friday Serve pro called demanding payment as account was past due. Again contacted Agent Wole, where he sent email that the check set to me was to go to Serve pro... I do not have the money, and as it was Agent Wolfs error, it should be his problem to settle with Serve pro. I still have about $3200 left, I can remit it back to State Farm.

Please settle this Once and for well.

There was also a settlement with dumpster rental I am eating for about $370.00 or so.

Thank you

Donald Broilo

[protected]

my car was damaged while in the parking lot at a flea market. I did not see the damage to my car until the next day. I was told that because I didn't file a police report or have proof of what happened via a video camera I would have to pay for the damages myself or if they paid for it then my insurance rates would go really high.

My agent NEVER tried to call me about the situation. They said that they had but I answered all of my calls for weeks. I was also punished for not using the drive safe and save beacon. Then the last thing that happened is they have my debit card on file for auto pay. They tried charging me twice in one month so the funds were not there. I was getting billed through the mail to my old address and they have my new one! So they canceled my car insurance.

My Catalytic Converter was cut off my truck while I was on business in Houston, TX. Being that I live in Utah and was over a thousand miles from home this was scary for me. This happened on a Saturday so I tried calling my Agent, Vincent Campo out of the 8155 S 4800 W, West Jordan, Ut 84088 location of State Farm. There was no response, I texted him, still no response. I went through the 24 hour claims service after that, I was placed on hold for hours and hours at a time then had the call drop multiple times. I then had the rental car company try to contact the State Farm 24 hour service, they were put on hold for hours...I was on hold at the same time as the rental shop waiting for ANYONE to answer and save me from this nightmare. Still no response. The rental company had to close and I almost was stranded without a rental car, I begged the rental company to allow me to take a vehicle, luckily they did.

I had to convince Elite Rental Cars in Houston to allow me to take a vehicle so I could actually get my truck towed to the Toyota Dealership and transfer my items to this new vehicle. I was stranded from 7AM until 3PM on Saturday with no way to get a hold of anyone from State Farm. I had to take care of all my own items with zero help from my insurance...simply because it was not during normal business hours! Do accidents only happen during normal business hours? No they don't...

I have been paying out of pocket to stay in Texas for the past 3 days with NOT ONE CALL FROM STATE FARM! I finally called them yesterday morning and I expressed my disappointment to the agent I spoke to who assured me he will be calling the service dept at Toyota and the rental company to take care of my claim...that was at 9AM and it is now 8AM the next day and they still have not called the Toyota Dealership to get my truck taken care of so I can get back home. The Toyota Service dept keeps telling me they will not release my truck until State Farm calls them...I have left multiple messages to have State Farm(Nathan) call them and get this taken care of, they still have not done so. I am still stranded in Texas and it is now Tuesday...I have been stranded in Texas since Saturday, that is 4 days of being stranded with almost zero help from State Farm, zero sense of urgency to help me...I am appalled by the service I have received from State Farm.

I have been with State Farm for over 10 years and have bundled my home, a rental property, a 4 wheeler, a trailer and my truck through them. This is how I am being treated...

In July 2023 a tree fell on my car during a storm. My car is 2 years old and in perfect condition, up until that storm. State Farm sends me to a body shop that did not fix the damage but actually made it worse. Now state farm sends me to 2nd body shop after the state estimator came and looked at damage. Now 2nd body is not doing any better with fixing the damage. They 1st body shop got over spray paint all over the interior of my car, it is on the leather seats the dash, the speakers and vents. The inner lining of the roof has greasy hand prints and smudges all over. It is quite dirty and disgusting. This was a minor job that turned into a huge job.

Where do I go for help since my state farm agent is not helping me

Thank you in advance for your review of the following detailed and accurate description about my complaint against State Farm.

Ever since I was struck from behind in stopped traffic by a State Farm driver in a dreadful accident on July 13, 2023, my claimant interactions involving the callous State Farm claims representative "T.R."have been fraught with her deceit, dishonesty, and discourtesy.  As a result, my $20,080 claim is still unresolved - even after timely submitting over 100 pages of medical documentation that has been ignored.  I request that this claim be rationally, professionally, and courteously processed in an equitable manner by State Farm towards resolution - since State Farm's most recent offer barely equates to 12% of my requested amount.

Right from the outset, my claim (#40-53K7-57F) was mishandled by an evasive, uncommunicative, and disorganized claims adjustor. For starters, State Farm was reluctant to accept this claim due to a "coverage issue." With leverage exerted by my own insurance company, only then did they comply and begin the claim process.

The initial intake session in late July was poorly and deceptively conducted by T.R.  She stumbled through the questionnaire and then underhandedly sought to conclude the interview without even asking about my injuries.  When I asked about why I was not being permitted to describe  these distressing details, she then begrudgingly agreed to include such questions. Very frustrated at the time, I then proceeded to reveal my lower neck, shoulders, upper back, and lower back injuries from a double jolt - all of which triggered anxiety and stress that I am still grappling with to this day.

Over the next several weeks into late August, I diligently sought from several medical providers: evaluations, x-rays, services, and treatments - while heeding referral recommendations. This concentrated period of medical attention disrupted my life as my distress became more intolerable. Through early October,  I maintained a detailed log of my pain, soreness, stiffness, and discomfort.  As updates, I regularly sent T.R. emails - none of which were responded to.  Astonishingly, her only communication to me was the premature sending of a Release form to me in August - while I was still in the midst of my recovery.

In early October, I renewed my communications with her in a polite and friendly manner.  Yet, simple questions about the settlement process were either purposely dodged or answered incompletely by her (e.g., what types of documents to send, use of the portal for uploading).  In sum, she is very short-tempered and callously spurts "pat" responses that do nothing to resolve questions. In any case, I sent my initially prepared documentation (36-page batch) October 8th to supplement my Settlement Request letter, and requested a reply.

In my conversations with her co-workers and a supervisor about her dismal performance and this poorly worked claim, they conceded notable errors by T.R.  Her manager, in turn, shared my constructive feedback with her - yet, no improvements were evident nor was another agent assigned to this claim, as I requested.

Upon her review of my submission, T.R. promised on October 13 to send me a Diminution of Value claim form as well as a Medical Record Authorization Release form  to ease my providing of additional records. During a call that day, she avoided my simple questions throughout our discussion - causing greater frustration for me. From my standpoint, I came to understand that she was not overly familiar with the records sent, and that she did not care about a fair and honest outcome.

She then ignored emails sent into the following week (October 16 & 17) that sought answers on several simple questions. Even a voice mail alerting her to my concerns went unanswered.  Needless to say,  her promises were not kept as these were never sent to me, nor was a deadline (spoken or otherwise) established for me to provide records. Her unprofessionalism provoked even more anguish for me.

Still, I continued to take the high road. With little information provided to me about what was missing, I then quickly requested starting on October 16 such records from medical offices. I then sent her a second batch of medical records via email (30 additional pages) on October 18, and stated that I would need a few more days to provide substantive records from my chiropractor.  No objections were raised by her, and no deadlines cited.

Much to my surprise, on October 20 she hastily informs me that a "Settlement Offer" letter is being generated with an "Agreement and Release" form for signing.  I was astonished that this underhanded action was taken without my being able to provide significant records from my chiropractor.   This conspicuously low-ball offer ($4800 = $1800 + $3000) was accompanied by these two forms which were not in synch with each other - another example of her careless and mistake-prone ways.  She adamantly stated that this payout was strictly based on the degree of car damage. I  questioned her about this calculation and the use of such faulty logic. In response, she short-sightedly defered to the mechanical results of software that solely uses car damage as input. All other factors are irrelevant, apparently.

On October 24, I sent an email  letter objecting to the undervalued offering that fell far short of my original request.  I also sent another batch of medical records (41 pages) that I had just obtained from my chiropractor for her consideration, as I promised. These detailed records reveal my varied injuries and how these were treated over time. To date, I have provided over 100 pages of medical documentation.

Soon after sending these materials via email, I noticed yet another "Release" form sent to me surreptitiously - without any cover letter nor phone call from her to inform me of its sending.  This October 24 dated form, different in format, cited an even lower $2500 settlement.  There was no indication, in writing,  that this rushed "Release"  was a replacement for the "Agreement and Release."

After unsuccessfully trying to reach T.R. by phone on October 25, I spoke with an experienced claims co-worker (Salena) regarding these two forms. She explained that the "Release & Authorization" settlement offer was actually $3678 ($1800 and $2178) and not $4800 - nearly a 25% difference that was never explained by T.R.   Her co-worker also stated that this second form appears to have been sent in error, and questioned its rationale and fairness.  

On October 26, I then had to then send an email to T.R. seeking an explanation about this pair of forms. During the call she then bluntly stated that this "Release" replaces the "Release & Authorization" form, and adamantly stated this is the final offer. In short, she reneged on a bonafide Settlement Offer without giving any reason.

My vehicle was involved in a three-way collision with Statefarm being the main liable cause of the accident causing my car to be rear ended back in September 19th. I've spoken to the Ben [protected] who has been extremely uncooperative and continues to lie about the police report. I have yet to hear from his Manager Dan [protected] and I'm extremely upset at the lack of time and consideration it's taken to be responded too. My Claim is 52565928S.

I'm dealing with 2 claims for my brother-in-law which State Farm illegally steered from our repair facility in a recorded conversation. The first claim number is 53-56Q793B and the second claim number is 53-56Q798J. These claims were submitted nearly 30 days ago and he still does not have an approved repair estimate on either vehicle. State Farm refused our estimate and stated in a recorded conversation that the vehicle appeared to only have roughly $2,000.00 in damages while our written and documented estimate was roughly $16,000.00. They forced him to go to their DRP for an appraisal and Classic Collision agreed with our estimate and even stated while being recorded that there estimate would probably be a little higher. They then had a PDR company that is directly linked with State Farm to write a roughly $8,000.00 PDR estimate and then stated he couldn't repair it but the body shop could repair the additional by filling it with bondo. The vehicle obviously needed the panels replaced or both facilities would not have agreed and one of the facilities is State Farms chosen DRP for an appraisal.

January 2019 living in Connecticut and drove a friend home in Bronx NY. It was late and I got lost and was hit by a car trying to pass me and turn right before I did. Hit front driver's door, tire area and bumper, and pushed my front passenger side into steel subway girder. Driver got out and gave me his name and number and said he would pay for damages. When I said we should call police he got into his car and sped off. I was terrified as it was late and deserted ad a bad area so I was thrilled that my car was drivable and I started for my moms house in Westchester County. Got lost and ended up with my front tire blowing out. Cab came by I got in and left the car, my phone, my glasses I was such a wreck.

Called my car insurance company State Farm who I had been with for over 10 years and reported the accident and that it was a hit and run. Their adjuster reported my car as totaled and State Farm paid out for the blue book value of my car. I was going through a very stressful time in my life and this incident really shook me up. I started to have terrible pain in my lower back and own my leg and numbness on my right-side. I couldn't sleep at all. At that time I was sober and in recovery from alcohol and drugs for almost ten years, and sober two and a half years from prescription med abuse. I was having some mental health issues at the time and with the accident ,the loss of my vehicle, the physical pain I began experiencing from accident injury's, etc I picked up alcohol one again after so many years abstinent. My physical and mental health went downhill and I ended up in rehab and then in and out of the hospital while in rehab due to medical issues.

After three months I finished treatment and was again living with my sister in Ct. I went to my GP and he had me get an MRI of my spine and nerve conduction tests/ Asa result pf the accident I had spine injury and pain that required me to have a laminetecomy and spinal fusion of my lumber spine.

I got an attorney to work with State Farm in order to get the uninsured vehicle insurance coverage I had with my policy and to ensure coverage of my medical bills. One I retained an attorney State Farm was not on my side in anyway regarding my case or my injuries. They put me through an EUO and began accusing me of fraud initially because I had reported the address of the accident as Old White Plains Road when it had occurred on White Plains Road and I wasn't aware there were two different roads with such similar names. . When the adjusters were evaluating my explanation of the accident it was not consistent with the the terrain of the road I had initially reported it had occurred on. The lawyer for State Farm running the EUO had realized the confusion regarding the incorrect address having been mistakenly reported yet State Farm carried on with their attempt to deny my claim due to fraud. In fact the examination i s so exhaustive and invasive the EUO brought out the many personal issues I struggled with since I was a teenager such as mental health and addiction issues as well as a legal situation I had three years prior to the accident. Shortly after the EUO State Farm informed me they were dropping my auto coverage policy after being a loyal customer for over ten years, They stopped paying all medical bills, and refused to approve my claim for other injuries sustained in the accident. Just prior to State Farm denying my claim I had been evaluated by an orthopaedic surgeon in Greenwich Ct who strongly recommended that I undergo a spinal fusion surgery in order to stabilize my weak and damaged lumbar spine. In order to continue to deny my medical coverage State Farm sent me to their own spine injury specialists. One physician never looked at my MRI and wrote a report indicating that I did not need spinal surgery. The second physician State Farm sent me to actually reported to me during my visit that my MRI showed conclusively that I needed surgery to repair my lumbar spinal damage. Unfortunately, the report from that doctor was never given to my attorney or placed in my file.

My attorney was not interested in fighting for me from the start with my case and never contacted me, never gave me updates about my case, and never even informed me that State Farm denied my claim due to fraud as the outcome of the EUO. I had to be made aware that State Farm had cut off my claim due to getting calls from my surgeon, the hospital, etc that they were not being paid. I was unable to receive follow up treatment from my surgeon or get the required physical therapy treatment I was instructed to complete in order to heal properly. State Farm refused to pay any medical bills and I had massive debts to every dr and I was unable to make payments. My dr would no longer see me for follow up after surgery because he was never paid by State Farm. I have medicare as my health coverage and they made some medical payments, for much less than what was billed. They paid $28,000 for the $160,000 hospital bill from Greenwich hospital for my surgery.

I ultimately had to leave my sister's home where I had lived and worked for eight years. My sister had had a brain injury and a son with aspergers and I basically took care of the house and her son. My sister and her husband paid my expenses, gave me cash and let me live there rent free. I was no longer physically able to do the housework , the shopping , cooking etc and I ended up having to ask my father to help pay for me to live in an assisted living house in New Canaan Ct. In the accident I had also damaged my upper denture plate that I had for years, I still have been unable to afford to have it repaired and fit properly.

Meanwhile in 2021 my attorney asked me for $500.00 in order to take State Farm to court and we needed to pay the filing fee. I gave him a check for that. . In 2022 I moved to Florida with my mom to help her out and to save money. In 2023 my attorney suddenly began to reach out to me and plan for going to court with StateFarmsaid we would be going to court with State Farm in the near future. He also informed me that it was necessary for me to get an exhaustive medical report from an orthopeadic surgeon in Connecticut regarding my medical injuries and treatment from the accident if I hoped to get anything from State Farm at all for medical or from my uninsured vehicle insurance. The physician my attorney recommended I go to charged $1600.00 for the medical report and the money had to be paid upfront before an appointment could be made. I would be traveling to Connecticut from Florida for a half hour appointment. This appointment would require a rental car and accomodations for a night in addition to airfare. I spent over $4000.00 in order to get the doctor's report. My attorney made it clear if I wanted to receive any compensation from State Farm I had to bear this expense.

Shortly after the trip to Connecticut my attorney called to notify me that State Farm agreed to settle for $70,000 and he advised me to take the offer because he felt I wouldn't do any better even if we went to court and I might get less. I followed his advice and accepted through him and then signed the Settlement documents he sent for me to sign. A few days later he told me that I owed medicare $30,000 for medical bills they paid but that should have been paid for by State Farm under my liability coverage. Apparently medicare tried to get payment from State Farm but State Farm appealed it by saying my claim was fraudulent. Ironically when medicare was hounding State Farm and threatening them with interest charges State Farm made the $30,000 payments to medicare.. I even got a statement from state farm at the time representing that they paid out this money and I had no idea what it was about. Shortly after making the payments medicare approved the State Farm appeal to not be held responsible for the payments and medicare then sent State Farm the $30,000 payment back as a refund. This $30,000 is now my debt to medicare which they are going to take from me and the settlement. My attorney gets $25,000, medicare $35,000 ,medicaid $2,000.00 and a pre settlement loan I had took for $2,000 which is now $8800 with the interest

over two years.

I will receive nothing from the settlement when it is finally finished paying out everyone else, although I still owe massive medical bills from my surgery, I never got my denture plate fixed, nor received proper physical therapy after my spine surgery.

My financial position has never recovered from when State Farm suddenly stopped honoring my insurance claim, my medical bills, and my lost income. I realized days after I signed the Settlement agreement and I read it carefully; something my attorney did not instruct me to do nor did for me; that state farm used language in the settlement agreement that still allows them to not admit liability for my accident injuries and any other burdens placed upon me by such.

I do not know where to turn with the horrible treatment I have received from State Farm especially, but from my attorney, and medicare as well. My financial situation is extremely poor and merely paying for food and shelter is week to week for my mom and I . Is there any expectation to receive some protection from being taken advantage of by a system that has so many built in rules that favor power, wealth, and importance and so few that protect the vulnerable.

The 5+ body shop did a horrible job fixing my car after a tree fell on it. They put in a used roof, which has many dents an is extremely dirty on the inner roofing. It also appears that someone painted the inside of my car and dripped all over my dash, leather seats, speakers and floor. Enterprise overcharged me $500 for 4 extra days on my rental, even though state farm approved extended rental. My car is only 2 years old and was worth $40,000. Now maybe 10.

I need help. Current agent is not trying to help.

Over 2 years waiting for a roof claim - we continue to get water damage every time it rains, new areas of interior celling damage in over 5 rooms now - and they just ask you to file a new clam yet do nothing about the fact that the roof needs fixing first. We are continually told to find out if replacement shingles are available- which they are not, and even if they were they available, they would not match the old ones on my roof due to wear and exposure to elements over the last 20 years. Even the manufacture told us they will not match, and we will have a patchwork quilt on our roof, to which the State Farm rep responded " oh they don't have to match as long as they are the same tiles... - what do we pay premiums for, to be treated like fools. We have had adjustors from two major insurance companies working on neighbors' roofs stop by to tell us - you need a new roof, but our insurance Company doesn't think so, the worst neighbor to ever have is State Farm.

A State Farm customer back into my rear car door. They will only accept 60% liablity when I literally had no way to avoid her backing into me. Any impartial observer would clearly see I had no to way of avoiding this accident, and their claims expert used my own statement out of context to tell me that I saw thier driver, when my actual statement was that "by the time I saw her, I had no way avoid the accident". Their claims expert, would only repeat the statement to me that I said I saw her, compleltly ingnoring the rest of my statement. My insurance, Country denied their request for 40% coverage of their drivers damage, and my rep clearly told me this is State Farm taking advantage of the fact I only have liablilty insurance on my vehicle.